What a Challenge

Salam & good day, L said.

"good day" eh? this morning, on my way to work, on the motorcycle lane, on the Guthrie Expressway, they, the cars suddenly slowing and stop. in front of a stopped lorry, there's a car, old proton if not mistaken, damaged on  its front, left side. Hitting someting, or the lorry? owh my... i saw a person coming out, a lady i presume, trying to get her/his baby out of the front passenger's baby car seat. think they're not badly injured, hopefully. Bad accident will kill all people's mood u know. Continue my journey to office while still thinking about my own challenges recently, but still, its a GOOD DAY people!

Budget burst
all most people and friends know i have a brand new car. well, its a cheap~er car compared to Toyota Vios (E, G), Honda City, Kia Forte (high end), Mazda 2, even Proton Inspira. but after sometimes, i didn't have this kind of burden in my payslip, rm900 deductions (approximate amount), monthly. and its been about 5 months with commitment to pay my housing loan, and its sucking me drain! what doesn't make my day is, if (yes, only IF), you pay rm1.4k monthly repayment, and u see the account statement, rm1100 is the interest charged. dem! only rm300 goes to principal. hey, it still a GOOD DAY.

Make it worst
the good thing about visit (outstation) is... u can claim for meal allowance. its once said, meal allowance claimable when u incurred expense on meals. so there u are, u visit- u eat - u claim - u got some profit. but visit don't come all the time...its frequent, but not everyday. so, during 'office' days, the meal expenditures rightfully... expenditures. here's the thing, ever since years ago, we i always having my lunch in Land Office's food court. 1 nasi ayam RM4, and free skyjuice (air suam). or nasi campur generally around RM4 only, excluding drinks.
Now the Land Office were moved, so do the food court. no choice, we are forced to other locations, option (based on distance): Empire Gallery (Teh Tarik, ), Subang Parade (KFC, McD, Pizza, Uncle Lim, etc.), Carrefour's food court, Naina. these places price quotations minimum RM5, though i never see any lunch at that price, or lower.
Now i'm thinking of 'bawa bekal' (in english, what aaa? bring meal?), oh yeah, bringing a lunch box. yep, just the box, and stopping and the makcik2 selling breakfast berlauk, pack for lunch.

Code Memo
being a user of Sony Ericsson handphone, i'm utilising the "Code Memo" function to secure some important data. the 'note' comes with password so no one can access it without the right password. as u can guess, my password were rejected. i don't know any other password. did i change it? huh

MIA induction
just recently, after about 5 years working experience, i finally applying to become a member of MIA- Malaysian Institute of Accountants. for those of you who haven't apply for it, but entitled (>3 years experience in related fields, Bachelor Degree account in specified University), u can do so. now, no more the need for Commissioner for Oath sign (<== main reason i didn't submit earlier). problem is, i unable to access the online Induction Course. i've completed parts of it, urmm...40% maybe, now when i try to access, it says "enrollment not open for now".

Cavenzi
i don't mind promoting Cavenzi's sales here. its worth to buy furnitures, at least for someone so poor like me. last Monday they delivered my furnitures, charged rm80, wrapped in plastic. when i back home, i unwrapped, and arrange. and noticed some damaged on the tv cabinet. hm... the salesperson said, this item got no warranty because its display unit. but after the delivery, cavenzi's office called, telling if there's something to complain, call the service dept. well, thats 1 thing KIV. huhu...so many thing to do lor...(believing 'no warranty' statement by the salesperson, i didn't put my hope up high... i can simply use black tape to seal the 'crack').

the worst!
some important docs are misplace. + the HSBC's online device. errr, the device not so important. HSBC have 2 level security/password. the device is an optional login for certain transaction. i can report and ask for the new device, but the will charge me for the device quite sum of money. don't need, nevermind. However, 2 most important docs gone missing, housing purchase docs, i.e. S&P & mortgage loan. make 2 things difficult and through the never... a- KWSP monthly deduction, b-company's interest subsidy. lawyers seem reluctant to help. well they've paid their dues, sucking me dry, well ...

"hello, i hope u (lawyers berkenaan) have a GOOD DAY!" 

p/s: all the reason is...money. dem. i really should go to umrah lor...